he Hardeman County Board of Education is committed to providing all full-time employees with a benefits package that is both comprehensive and competitive. Our package offers a range of plan options to meet the needs of our diverse workforce and their families. 

Our benefits include:

1. State of Tennessee Health Plans – Choice of Two Carriers
   1. BlueCross BlueShield Network S and Network P
   2. Cigna Local Plus & Cigna Open Access
   3. Four Options – Premier, Standard, Limited & HealthSavings CDHP
   4. Choice of Two Broader Network Options – BlueCross BlueShield Network P & Cigna Open Access
   5. Employee Benefits Assistance Resource
2. Voluntary Benefits – 100% Employee Paid
   1. Delta Dental Coverage
   2. Vision Blue BlueCross BlueShield Coverage
   3. Short-Term and Long-Term Disability Benefits
   4. Trustmark
   5. USAble
   6. Horace Mann
   7. Edward Jones/Capital Bank & Trust
   8. Tennessee Consolidated Retirement
   9. Empower
3. $25,000.00 Life Insurance – 100% Employer Paid
4. Hardeman County Schools Health Clinic

New hires please go to the following to fill out the State Health Application: State Health Application. For any questions, contact Mary Bufford at buffordm@hcsedu.org or call 731-658-2510 Ext. 101.

IMPORTANT HEALTH COVERAGE TAX DOCUMENTS: Under recent federal legislation, the Hardeman County Board of Education is not automatically mailing 2025 Form 1095-C to all employees. The form provides information about the health insurance coverage offered to you. You may request a copy of your 2025 Form 1095-C by emailing buffordm@hcsedu.org, calling 731-658-2510 Ext. 101. Copies will be provided within 30 days of your request.